Do you have goals you work on each day?

Older man – “Do you have goals?”

Younger man – “No”

Older man – “Then I can guess your bank balance”.

Credit card debt is free…

…if you pay it off each month.  If you don’t, and you just pay the minimum, you’ll be in debt forever and pay many times your charges in interest.  

Credit cards are useful when you don’t have cash on you or have a surprise necessity.  But when you use them as a long term loan, that’s big trouble for you.

If you have credit card debt, stop spending.  Stop shopping, stop eating out, stop movies and entertainment.  Spend that time earning more money and pay off your debt – it will be far cheaper for you that way.

If you can’t discipline yourself, you can’t blame the credit card company’s for the financial pain that awaits you.

What did you do with your life?

When you get asked, what will your answer be?

Each day, another chance

Each day the sun rises, and God, in His infinite wisdom, gives us one more chance.

We can’t change the past, but we can begin again.

The Importance of Sleep

While you are sleeping, your body is rebuilding, and your brain is is busy processing, categorizing and filing.

If you don’t get enough sleep, your mind and body will not function well.

Do you get enough sleep?

Zero Based Thinking

“Knowing what I now know, would I get into this again?”

If the answer is no, the next question is “How can I get out of this, and how fast?”

Your time

A seed successfully germinates against the odds, grows despite periodic unfavorable conditions, and finally a beautiful flower emerges for a short time.

There must be a time in a persons life when it is her time. When she has the experience, energy, resources and relationships – to do something important.

Give your best

You can’t control being the smartest person in the room.  

What you can control is doing and giving your best; and that means a lot to you, and a lot to others.

Communication in relationships

Sometimes we communicate less with those who are closest to us because we think we know each other so well we don’t have to talk much.

Of course, that’s not true.  We need to talk more with those closest to us, so they stay close to us.

Right?

What causes prosperity?

Some people ask “What causes poverty?”  That’s the wrong question.  Poverty is the natural state of man. 

“What causes prosperity?” is the better question.  The answers are known.

In the United States and Canada, the only question is, are you willing to participate?