Excel at Arithmetic

Most times it is not complex algorithms or equations we need to know to get ahead – it’s basic math. 

To succeed at personal finance you can’t follow the crowd and popular wisdom.  You need to know when “that don’t add up!”

Credit card debt.  Mortgage interest.  Taxes.  Investments.  Income.  Expenses.  

Addition, subtraction, multiplication and division.

Excel at arithmetic. 

Practice enough

Practice enough so you can get it right, then practice enough that you can’t make a mistake.

Mastery requires lots and lots of practice.

Don’t compete with the wrong people

If you try to look good by making your teammates look bad, you have it wrong. If your goal is to compete and win over your teammates, you can never influence them, and they will not want to cooperate with you. 

The competition is the other team, not yours.   

Who is on your team at home, at work, and at play?

Controlling Yourself

Is a good life possible without self-discipline?  

We all have impulses and desires.  But if we follow them as they arise, we will not wind up in a good place.  Think of people you know who live marred or unhappy lives.  I bet lack of self-control is at the root of most cases.

“He who overcomes others is strong, but he who overcomes himself is mightier still.” – Lao Tzu

Do you enjoy freedom and happiness by exercising self-control?

"Character is Destiny"

“Character is Destiny” – Heroclitis

Lots of people are smarter than you. But if they don’t have the character to back it up, they can’t succeed like you can.  

Which would you rather be – super talented but have inconsistent or dubious character, or be of average talent and high character?

Generate Energy

A power plant doesn’t have energy, it generates it.  

Enthusiasm, motion, focus – it comes from inside you, not outside.

Are you generating enough energy?

Neck-top computer

You have a laptop.  You have a smartphone. 

But don’t forget – you are the human-in-charge.  All of that other stuff is to serve you and help you be the best version of you that you can.

Sweat more in training, bleed less in war

When I show up at the Baja 1000 starting line at 4 am on Nov 17, either I am prepared, or I am not.  There isn’t much I can do about it then.  When I show up in front of a School of Entrepreneurship class, either I am prepared, or I am not.  When I show up to run my business and make a call, either I have done my homework, or not.

This is why top performers spend most of their time preparing – whatever that looks like in the given endeavor.

Have you prepared yourself to win?

Conquer your digital addiction

Smartphones, computers, social media, video, digital shopping, notifications, texts, etc. etc.  So many benefits…

What is it doing to you?  Your sleep?  Your ability to focus?  Your social skills?  Your attention?  Your time?  

Our brains and social needs were not made for this. 

Use it, benefit from it, but be its master.  Often, shutting it off at the right time is not a punishment, but a merciful reprieve so you may experience your human consciousness.

The Law of Attraction

It’s simple.  That which you fix your mind on you will attract in life.  Don’t argue. You don’t even have to agree – but that’s how it works.  So you may as well embrace it. 

So how do we use this?  First, we need to STOP thinking and dwelling on what we don’t want – because we are attracting it! 

Next, we need to think about what we DO want.  We need to get clarity, envision the details, and spend time with it.  Then we need to keep those ideas and visions of what we want in front of us every day.  (I put post-it notes on my bathroom mirror so I see them first thing in the morning and last thing at night!)

When we keep it in front of our mind, we find ourselves thinking about it, and doing things that take us toward it.

We create outcomes in our minds first, keep them there, and they come true in reality.

What are you thinking about?