I have had some major disasters in my life. When my barn burned down (photo above) in 2013, my friend Rick Searles recommended I call a public adjuster, and I am so glad he did. When a loss like a fire, flood, or storm damage happens, and you will have a big insurance claim, I highly recommend you call a public adjuster right away.
Recently my friend had a big flood from a tropical storm in the Mid-Atlantic area. I told him to call a public adjuster right away.
Insurance companies don’t want to pay out any more than they have to. You don’t know the fine print in your policy or the law. Dealing with the insurance company takes a lot of time, and it can wear you down.
The adjuster’s role is to make it easy on you, handle the loss and the insurance company, and get you all you are entitled to under your policy.
So if you ever have a large loss, and I hope you never do, call a public adjuster right away!
Great advice I’d like to add to. In most states, including CT, public adjusters can show up as your house is burning (they all have police scanners) and are permitted to solicit you at the scene. Be wise, do not sign right up during emotion. Use word of mouth for a good one.
Thank you Larry, I am thankful for you too!
I always used the insurance companies adjuster, I didn’t know choosing your own public adjuster was an option.Thank you for the advice!
Great advice! Thank you!
I have never heard of this service,”Public Adjuster” Thank you! I recently had a large claim of a basement flooding and taking out all of our heating and air systems.It took a lot of time and finally the insurance company just simply wore me out ! I just did not have the time any more to deal with it,(3 months) .I had my own company to run.This event has concreted my negative opinions of claims and how they are handled.If I could afford to, self Insure,I would.I had not had a claim in 10 years of any significant amount, Very disheartening.
Thank you for this option….
Thank you, Larry, THis blog has been great, and have sent many as thoughts for the day to my management team..
So true, Great advice.
Great advice Larry! I’ve used a public adjuster a number of times and I’m always well served by them. My wife and I spread this mantra whenever we have the opportunity and everyone we share it with always comes back and thank us profusely. This a great share. You’ll see from my email below I’m with GHP Media Inc now because Harty was a Covid-19 casualty. Despite my significant marketing skills I couldn’t turn it around and the Covid-19 shutdown sealed the coffin. I enjoy your daily messages and I appreciate the way you challenge your readers. It killed me to quit on the business but it became an untenable situation.
Blessings to you and yours,
George
Best advice I got wen I had a major claim. Thank God I did, he saved me so much grief and got more than I ever would have imaginned. Worth the money you pay them!
Interesting use of your blog today. I have extensive experience with all kinds of claims large and small. I recommend insured’s start with company adjusters along with their agent. If the dealings are difficult, claim very complicated and/or the adjuster non-responsive then contact a PA. PA’s, most times, create a contentious environment and can significantly delay settlements. I’ve seen claims that could have settled quickly for more than final agreement without the PA fee except for PA behavior during the process. With PA you can lose the insurance company goodwill and the vast majority of claims adjusters at insurance companies are very good and fair.
In my opinion your broad brush endorsement for PA’s is not in the best interest of your followers in most cases.